Understanding vehicle impacts is vitally important from a vehicle crash ‘passive’ safety point of view; and by understanding how vehicles sustain damage in crashes, we can anticipate the likely outcomes of insurance claims.
As vehicle technology continues to evolve, so does the insurance risk landscape, and the need to understand the affect that ongoing changes in vehicle design can have on all crash severities.
This ranges from ‘high severity’ crashes, where prevention of death and serious injury is the top priority, to ‘low severity’, high-volume impacts where injuries are unlikely, but vehicle design is key to enabling cost-effective repair.
In addition, the understanding of ‘medium severity’ impacts in which more extensive vehicle damage can lead to increasing total loss decisions is a key area where research can help to provide insurer risk intelligence and influence vehicle manufacturers to implement more repairable, and therefore sustainable, designs.
59%
With a replacement High Voltage battery costing up to 59% of the retail value of a car when new, strategies to protect vehicle systems and structures in impact scenarios are becoming ever more critical.
Proportion in 2019
Proportion in 2019
Proportion in 2019
Proportion in 2019
Proportion in 2019